Thanks for that sequencie but what do i do, i have spoken to equita who have said that the bayliffs could be round at any time, spoken to the iva people who have said that if they do turn up I should make a token payment, and they said they will speak to them again for me and phone me back. I am absolutely terrified and really do not know what to do. Need some helpful advice.

I am in serious need of help and/or advice. I have received several letters from Equita threatening removal of goods. They have now sent me a recommendation of condemnation to imprisonment. I URGENGLY need advice. I am in the process of going through an IVA who have advised me not to pay anything as it could counteract any IVAs. Please, Please Please help