ODC - Will def tell my friends, fam etc about this site!Cerberusalert - I think I might just wait & see what their next letter says & if needs be then check my boyf credit file. I just don't want MH to be alerted that we are looking at my boyf credit file. It might encourage them more!I don't understand how they have the rights to do these things, shouldn't personal information be kept personal?!

Thank-you so much for the advice. I do feel a lot better now. I will wait & see what they do next - I assume they won't leave it there! so will keep you posted when I do hear from them.I'm so glad this site exists!

So basically if they send another letter asking for money etc then I should send them one back asking for the original agreement? If they don't provide it what do I do then? I won't turn up at the house or anything will they?I really appreciate your help!

Thank-you for your quick response!Do you think we should just ignore it even though we can't be 100% sure that there's been no correspondence or monies paid for six years? Also Is it at all possible that they have the right name but wrong person?

Hi,I never posted here before but I need some advice and this seems like the perfect place.My boyfriend had a letter from MH about two months ago, asking him to call and if he wasn't the above named person could he call and tell them. I googled the company & realised they are a debt collection agency. We didn't get in touch as it seemed they wasn't even sure if he lived at the address.He had a postcard type letter yesterday saying: Please call .... no later than september 12th if you are not the above named person please call ..... this is not a circular or junk mail we need to speak to you urgently regarding reference number .....He doesn't remember having any outstanding debts. He was going to get a credit report however I have read somewhere that if you do that MH will know & it will make them chase you further?I don't know whether to:1) wait for them to send another letter detailing how much is owed etc & then my boyf will know if he has that outstanding debt OR2) send them a letter asking for the original agreement OR3) send them the letter claiming that the debt is status barred as neither me or my boyf have any recollection of him corresponding with anyone in the last 6yrs regarding money owed to them.If anyone could offer some advice, I would be really grateful!!