HI I need real help please, I lived with ex partner for 4 years and in that time he got numerous loans all in his name, totalling to 48,000. We were not married. He could not repay the re-payments and went into an IVA though I had to sign as i had a next cataglogue. So I signed the IVA forms as well. We have since split up and he is not paying the IVA now and I have been told that I either have to sell my home (i have a 15yr old son) or go bankrupt. I am a nursing student due to qualify in december 08. I do not know what to do, can anyone help me please. Thanks

no my debt in mine and his are in his name, why did i join tjhe debt ummm good question love i guess

is there any way i can get out of it

My ex partner spoke to Spectrum IVA to run for 5years - payment goes to Stonebridge (they act in behalf of ourseleves) Monthly repayments £300

hi my ex partner ran up debt to 40,000 from having loan after loan. All the loans are in his name. The only way he could have an IVA was if I attached my debt to it, I had £300 to NEXT and I had a £12,000 loan from my bank which I took out 4years ago I was up to date with my payments for both. I did not want to go into the IVA but I got talked around by my ex and now I have not got a clue in what to do. Thanks for replying I appreciate it Thanks

Hi This is the first time in using this site so please bare with me. I am after advice on the following - i have a joint mortgage with my ex patner the house is a shared ownership I rent 60% and have a mortgage for 40%. I foolishly did a joint IVA WITH HIM last year. Is there any I can get out of it i am quite happy to pay my debt but not his, if he does not carry on paying then I will loose my home, I have a 14 yr old son and I am a full time student and qualifiy in 14 months. If anyone can help I would be gratfull I just keep hitting brick walls thanks for your time