Hi all I have never posted before so please bare with me if this is the wrong thread. You all seem so knowledgeable so I was wondering if any of you can give me your advise or opinions on the chances of getting a mortgage with CCJ's. The debts are pretty old about 3/4 years but we never actually paid them off, naughty I know but at the time we just moved and kept a low profile. Now we are both in work and earning a good wage, hubby earns 29K a year and i earn 18k He has a bank account and a credit card which are not in any kind of default but because my debt was the worse I didn't get another bank account so haven't got anything in my name, I should mention the debt was in my maiden name not my married name. I am on the electoral roll but he is not. Whats the chance of getting a mortgage these days with this kind of history? any opinions much appreciated. ;-)