thanks for quick reply ive sent the letter before action a good while ago now and then was mad busy with new job.... is it to late to put in the final bit ( the claim ? ) ? if no, what do i need to print off and send where thanks

i have been away with work since august sorry peeps.... i havent sent anything else since my lba letter, am i too late to put in a claim now?

well its about 10days past the 14day letter before action "letter" ive been very busy, now how do i take action and is it going to cost me? im literally overdrawn by £350 my overdraft is £200 ive went over my over draft to £300 and have been charged two £25 charges making me go down to £-350 Im not in a good situtation at the moment. Any help will be very much apreacated thanks in advance.

Hey all I sent off my LBA letter and got the exact same reply from first letter. The letter from HSBC basicaly sais all things are on hold and that they will investigate when the OFT have finished what they are doing What letter do i need to send now? I cant see this working now as im not even being made an offer thanks in advance anyway peeps.

They have responded with a letter basicaly saying they have recieved my complaint but are not doing nothing yet as banks are in court with OFT What letter do i need to send? Do i need to send letter before action because i have read the start of the letter before action and at the start it sais "I am very disappointed that you have failed to respond to my letter of the " but HSBC have responded, so do i just need to take out this part and send the letter. need quick reply as 14days ended today and going to send next letter tommorow. thanks DrPepper

Ive sent off my 14day thing with statements that ive circled that have charges. The 14thday will be this Sunday. What will I need to do now? thanks alot Tony

Hi yep ive done that part, bit stuck on SCHEDULE OF CLAIM FOR CHARGES and PERIOD: [DATE FROM] TO [DATE TO] and Interest 8% APR Im not sure what to put on - SCHEDULE OF CLAIM FOR CHARGES Im claiming from 2001 to 2007 is this what i put in - PERIOD: [DATE FROM] TO [DATE TO] and how do i work out - Interest 8% APR really apreciate the help by the way

Hi Sorry scroll to bottom of what ? this is great help by the way cheers

Im claiming just charges that i have been charged for going over drawn. I have downloaded the simple charges spread sheet and it is saying CLEARED TRANSACTION UNPAID DD CHARGE UNPAID CHQ CHARGE and things like that, which is the one im claiming. It is charges for going over drawn. thanks for quick reply pinkduchess vbmenu_register("postmenu_1153951", true);

hi all right ive printed off my 6 year statements. im about to go threw them all and circle all the charges ive had from HSBC. Sorry but this is a great site but very very unclear of 1) 2) 3) steps.... What/Where sheet do i need to print off first second and third please. Once ive found out how to, i will write a thread hopefully will be made a sticky with links to sheets etc thanks in advance.

cheers is it true that its not worth claiming yet as the banks are in dispute? if that is wrong should i claim now, or if its true what date should i put my claim in thanks.

hello all looks like i dont need to send and ask for a statement, or do I ? BECAUSE ive just looked on my internet banking and i can go back to 2001 on my statements. Can someone let me know where I stand once ive printed them off. Thanks in advance.

can someone help me out please cheers

Hi all, i need a quick reply before 3.30pm I need to know which paper i need to print to claim my 6 years I went into my bank today to see if I could get the 6 year statement. They said that I need to give them a letter before i can get 6 year statement. Also they told me due to these circumstances I can get the statement for free which i thought was wierd because i heard of people giving them £10

thanks for help, i didnt mean to sound rude. I allways record my phone calls when dealing with matters like these. So i have it on my phone and computer now as a recording about the 28days. Anyway, think i will just pay it as it doe'snt seem like i cant just pay £120 and then dispute the Drakes fee's.

yep some good advice but I have not got £170 or will be able to get it in 28days time. But I could scrape £120.

Anyone with EXPERIENCE?

If you said that to everyone No one would claim or just deal with Charges There must be a law saying i can either just pay the £120 or i have to pay it in full This is a "Magistrates Court Order" Fine or Baliff thing.

Hello all About to go threw my battle with HSBC. Got a few questions if someone doesnt mine answering 1) I've lived in my £200 overdraft for past 3 years and get charged roughly £2 something a month. Can I claim the interest back? Im allways drifting around -£100 mark. 2) Where can i get a 6 year statement. I have HSBC internet banking but i cant find for my life how to get a 6 year statement up. 3) Is there an easy step by step guide to this process with forms to download and fill out. There's so many forms on here getting abit confused with it all sorry Thanks in advance.

Fine was from - 23rd January 2007 Fine was theft. Paid for items at B&Q but still had box of lights in my hand as i walked out forgetting that i was carrying them. But the security didnt seem to think so. I explained why would I pay £140 for goods and try and theive something costing £8 rather than pay it. Well police called and fined. Didnt pay the fine as i totaly forgot about it. Now have Drakes asking for above. So i need to know can i just pay Drakes £120 covering the police fine and dispute the baliff charges?

Hi all I got a Letter threw the post this morning from Drakes Baliff with FINE - £120 Baliff Fee's - £50 Total Ammount Due - £170 The fine is a police fine. An old from of mine paid drakes for his fine a while ago and he said you can dispute the baliff fee's and dont have to pay them, can someone clerify this with what actually needs paying. Also this is a letter and have not been out to my house, i have phoned them up and extended it to extra 28days. many thanks in advance