I wrote to cabot raising a formal complaint regarding the numerous phone calls for an 8 year old debt .the calls stopped. i told them to take me to court ..they didnt. the calls have stopped now but reading thru the e-mails on this site i expect them to start again any day now......i will not be answering any of the security questions as they refuse to give me their second name ...play them at their own game ...under data protection i will not confirm who i am in case of identy fraud..