Hi, I just been reading posts in NatWest section as they have Cobbetts too. I have seent that I need to send a Copy of the CPRPart18 Letter as well as my spreadsheet of charges. Is that all I need to send at this time? Do i need to send a Particulars of Claim as well? I stressing now as it needs to be back soon. Thanks

Hi, Thanks for the help. I have filed smalls claim and they have entered a defence of which I have recieved. It is the info they need back that i need help with. They requested info on charges which i have but the rest I dont know what to put. As i said above I dont understand what they mean about the Regulations etc. Also what letter do I send with them, or do i wirte my own? Thanks

Hi, I have recieved a defence from RBS. It is really confusing. Like others they have started that they want List of charges with dates, amount and explanation and that I am fine with. However the also say: "Please Specify All of the facts relied on by the Claimant in support of the contentions in para 3 above, in which and inparticular please identify the regulations of the 'Unfair Terms in Consumer Contract Regulations 1999' relied upon by the Claimant in alleging that the contractual provisions referred to are unenforceable" What do i do about this? I have no idea what to put! Also what exactly do I send to them, apart from the list of charges? Is there any template letters I can send as well? Also which court do I send them to? The Northampton court or my local court? Thanks