Here is the latest update I received a letter from SC&M referring to an earlier letter dated 9th July 2007 (which I never received!) stating that they have made a ‘without prejudice offer’ of the FULL amount of £5417.28. They highlight in the letter that they have entered into legal proceedings with the High Court and that my case along with others will be ‘stayed’ until the outcome of the final court findings are known. However in the mean time there offer of a final settlement STILL STANDS! I wrote a reply stating that I accept their without prejudice payment and posted it on Monday morning. I also telephoned the number in the letter later that day. The chap that answered said that they would send me a letter with a form attached that I would need to sign for the claim to be finally processed. The letter should be with me by the end of the week (last week). We are now on Wednesday and still no letter with form attached. Is anyone else in the same predicament? Do I phone again or just wait?

Thanks Guys Yes you were right GuidoT were past the deadline for the bundles and not a peep out of SCM. So I have sent them the letter as you recommended. I will keep you all posted. Fingers still well and truely crossed! GeForceUK

Hi Guys Even though I have no other entries on my thread I will continue to update it... I have muddled through the court bundle and submitted today bundle sent to SC&M registered of course! Let lady luck smile on me...please I have heard nothing from SC&M no court bundle from them either! Regards GeForceUK

Sorry all Something else that I ment to mention was where will I get a schedule of charges or is this the list of charges that I received from the bank when I requiested a list of my charges? Do I need to include ALL my statements as well as the print from the bank? Regards GeForceUK

Hi Guys Just putting the court bundle together and I can't seem to find the documents I need for the Abuse of Process orders? Can anyone help please? Regards GeForceUK

Thanks GuidoT for the support I will try and make a start tonight.

Hi All Holidays are now just a fadding memory and its time to try and get my head around this court bundle stuff. I have seen lots of stuff in the media about the banks now applying for a stay? I have a court date and I have also received a letter from Lloyds in reply to the adjustment letter that I have sent to them and to the court. It basically says sorry that you are upset but tough! Back to the court bundle, I have the word document from Alan but I must be thick because that has completely confussed me with what exactly I have to put together, does anyone have a simple solution that they can send to me? Any assistance will be appreciated. Regards GeForceUK

Thanks GuidoT I used the excel spreadsheet from this site to calculate the interest so I believe it to be correct. Thanks for the advice I will go with your suggestion. Thanks again.

Heres the draft letter to the court:- Dear Sir or Madam, Trowbridge County Court Claim No XXXXXXXX I am writing to apologise to the court and to DISTRICT JUDGE XXXXXX for the mistake I have made in calculating the amount quoted in the above claim, and in my Allocation Questionnaire which I stated as being £5017.28. This is incorrect by £2068.34 in my favour. The correct amount that I am claiming is £2307.50 plus statutory interest of £641.44 thus £2948.94. I wish to inform DISTRICT JUDGE XXXXXX, who has been presiding in this claim, of the error and ask for his clemency. I would further ask that he accept the amendment to this claim. I have informed Sechiari Clarke and Mitchell, the solicitors who are acting on behalf of the defendant Lloyds TSB, of the error and supplied them with a correct schedule of charges being reclaimed. Yours faithfully, Any comments please? Regards GeForceUK

Hi All I have drafted a letter that I will be sending to SCM. Have I missed anything? Dear Sir or Madam, Ref A. Account number: XXXXXXXX Sort Code XX-XX-XX Ref B. Trowbridge County Court Claim No XXXXXXXX I am writing to inform you that the amount quoted in Ref B has been incorrectly calculated. The actual amount that I am claiming is £2307.50 plus as I believe that I have been unlawfully deprived of the money, £641.44 in interest which has been calculated at the statutory rate. This is the amount the court will award. I have informed DISTRICT JUDGE XXXXXX who will be presiding at this hearing, of the changes to the amount in this claim. I have attached a revised full schedule of the charges and interest with this document. Yours faithfully Any comments will be welcome. I will draft up a letter to the judge to ammend the amount and post that up here also, if someone would be so kind as to give it the once over it will be appreciated. Regards GeForceUK

Thanks GuidoT I don't suppose that there would be a rough template of what I would have to say is there? Or is it just a standard letter saying oops sorry here is the correction? Regards GeForceUK

Hi christianajanp Sorry for the delay in replying I have been away on business for a few days. After recalculating the correct amounts (taking off the O/D interests and one account charge that I had missed, the amount that I am claimimng in total is £2946.65 including interest. I have just spoken to the court regarding changing the claim amount and have been told by the nice lady at the court that I do not need to resubmit anything just put a covering letter with my court bundle stating the error and the revised amount of the claim and send the court bundle to all parties as is normal. This she assures me will be OK. The original amount was for nearly £5000 including interest. Because the amount is less than the original claim I do not need to submit any other paperwork. Is she right I am not sure after reading some of these threads? Please advise. Regards GeForceUK

No problem on the hijack but it does raise the same issue that I have mentioned here before. I have incorrectly added O/D interest to my claim that I have submitted so far. Now that I am at the actual court bundle stage....what do I actually submit in my court bundle? Do I need to come clean and actually state that I am removing a specific amount from the total calimed as it was incorrectly calculated? Regards GeforceUK

Hi guys Where can I get a copy of the Lloyds T & C 's that I can use? Please can someone send me a copy or point me in the right direction? thanks in advance GeforceUk

Thanks guys What is refered to in the Latest Schedule of Charges? Is that the breakdown of my account charges or is it a Lloyds document? GeforceUK