HELP!!! I am getting really worried now as I have just received a letter from Lloyds solicitors, obviously denying my claim, actually stating it is embarrassing. Within the letter is now a form to fill in (N149 - Allocation Questionnaire) which is now going to a local court, it is called Notice of Transfer of Proceedings. I now have to pay another £100 to this court having already paid £120 to Moneyclaim, is this correct? I have until 30th October to submit this claim. Thanks Cas

Hi I am also new to this regarding bank charges. I have added mine up today and it totals to £2892. Where do I find the letter? Have looked everywhere. I agree, this site is brilliant. I have certainly found some very useful information on it. Thank god for Martins tips.