hi yes they seem to have gone away just had a letter back saying case closed all very strange just proves if i hadnt of wrote a letter back saying we not acknowlidging the debt i am sure we would still have had letters are you sending your letters recorded. ( i am sure you are)

does anyone know whats happening about the news that things are on hold ??? does that mean my court date wont happen on the 12th ?????

ooh another letter (im honoured) DEAR MR fURTHER TO YOUR PREVIOUS COMMUNICATION REGARDING THE ABOVE REFERENCED ACCOUNT WE HAVE TODAY CONTACTED CAPITAL ONE TO INVESTIGATE YOUR QUERY AND HOPE TO RESOLVE THIS MATTER SWIFTLY ALTHOUGH WE ANTICIPATE A REPLY WITHIN THE NEXT 21 DAYS, IT CAN TAKE UP TO 8 WEEKS IF THE INFORMATION WE REQUIRE HAS BEEN ARCHIVED AND WE THEREFORE REQUEST YOUR UNDERSTANDING IN THIS MATTER YOURS SINCERELY EMMA ROBERTSON CUSTOMER RELATIONS DEPARTMENT ..

crikey why cant they just be one name lol!!!! will get that letter off tomorrow , hopefully give my mum some peace of mind knowing the above thanks for help

hi my mother has has a two letters within a matter of days from a company called s.r.j debt recoveries saying that they clients have been trying to contact her ( they havent) say she owes 43.81 to a client called cyclone assett management re shop direct financial services.....who are these people , we have no idea why she would owe any money to anyone how do we proceed??????? all advice welcome

lol it does make you wonder!!! so do i just sit tight now untill the 40 days are up ??????

dropped papers off at court house today and sent DG recorded delivery so we will wait what happens now thanks for everyones help so far!!!

crikey letter reply already , this is what it says DEAR MR SUBJECT ACCESS REQUEST Thank you for your letter in relation to your request for a file in relation to your personal data. We are currently compiling a full file on all data that this company holds on you. You should receive the full file within 4o working days. We recommend that you make a similar request with the creditor who may hold information on you which we may not have . we thank you for your co operation in this matter yours sincerely willem wellinghoff assistant legal councel now what do we make of that ?????????

brilliant will start the ball rolling !!!!!!

thanks castle just read that through will send papers off to dg and courts tomorrow recorded delivery and wait to see what happens next. the bank have till 12th aug to defend ???????????? i wait in anticipation lol

so to get S. A R who should i write to , the bank i opened the account with or head office ?

No unfortunately not !

how have my threads merged lol???? so is it to DG in Birmingham ?? thanks for everyones advice

SOUNDS GOOD so not sure though how i start on this one do i ask them for s a r and where do i apply?

can i claim agains tsb after 8 years my charges actually put me in debt and ended up with default and paying back a company called c.s.l 5 pound per month for the last 5 year??????? won halifax won yorkshire bank for friend waiting local court date H S B C FOR BROTHER

hi yes i have printed of that one and amended details , so i will send that along with schedule of chrges is that correct shall i not fill out form n1?????? also am i sending a copy to dg or to the address above ?

letters sent i wait with anticipation !!

the claimant do by 4pm on july 23rd file in court and send to the defendant a schedule complained of and the basis of each complaint the bank put defence in and it transferred to local court! and the above came from the local court

1. Between 2nd may 01 and 1st may o7 the defendant debited numerous charges from the claimants account. 2. The charges are an unfair penalty under the unfair terms in consumer contracts regulations 1999, because they are a disproportionately high sum in compensation compared to the cos tof the purported breach. 3. Under the law of penalties the charge are an unlawful extravagant penalty 4. The claimant asks the court to enter judgement in their favour for 968.50

what are POC's lol

although i have already filled in this form n1 with mcol am i correct i need to fill it in again for local court as they have wrote and they said the claimant do by 4pm on july 23rd file in court and send to the defendant a schedule complained of and the basis of each complaint

cool will do

so should i start new thread now what do i call it ? confused lol

so are these classed as the defendant now not birmingham HSBC BANK PLC 8 CANADA SQUARE LONDON E14 5HQ

right just preparing all documents to go back to local court am i correct that when filling out form n1 i print it off and fill in by hand? also on bottom of the n1 form can i have the documents come back to me as litigation friend? as before all docs have come to me instead of brother . also am i putting hsbc birmingham down as bank now?? lots of questions i know lol all advice appreciated?