LOL...I will go to bed smiling now..thanks best regards

Thanks Dannyboy, I am now getting paranoid I think, would they (The Debt Collectors) be on here surfing around for info on members and giving out misleading advise? Hope not but who knows? best regards I will post any updates, hopefully I will have nothing to report.

Thanks for prompt replies, the last payment was me in May 2002. If they send me the paperwork via a UK postal address should I even reply to it? Is it possible to deal with these people? I would rather not spend the rest of my life waiting for a knock on the door. In May 2002 i was so depressed and in a black hole that i truly do not have any recollection of events surrounding this matter. if the Abbey sold the debt onto these people for not a lot of money why oh why would they not have accepted what i could have paid them as a once and for all payment in 2002 and why would they not respond after that, as I said we did have a year of postal redirection in place so we would have received any demands. best regards & thanks again Dago

Hi All, have been searching around the forum and it is very interesting. In 2002 i was repaying a loan to Abbey National and had agreed with them that the interest would be frozen, at the time i was unemployed and having treatment for severe depression. That same year my wife was made redundant and we wrote to Abbey National to make an offer to clear the debt, they did not respond. Later that year we sold our house and moved to France and lathough we had a year of mail redirection with the PO we had no further letters from the Abbey. Years have gone by and I/we have forgotten all about it, until i had a call from my sister to say that a company called Link had phoned asking to speak to me, my Sister told them that I did not live there and that they only saw me from time to time, Link left them a number for me to call, i made what I think is a big mistake and made the call, I asked what the problem was and they explained about an outstanding debt with the Abbey, I told them that I have no recollection of the account and could they send the details to my sister's address in the UK, they kept asking me for a contact number and i refused but then he said " you live in France?" and I said why do you ask that and he said becaues the number you are calling from shows as the country code for France...duh! Sorry this is so long but my question is, can they pursue the claim to me here in France? The sum involved is £2300, I/we would be prepared to go back to the Abbey with an offer to settle once and for all it is after all what we had wanted in the first place back in 2002. From what i have read here LINK tries harrassment to get payment, should i ignore their calls in the future? best regards Dago