read in the news paper other day that banks are fighting back and that all cases in the pipeline are to be held in abatement untill the results of the fight back are released does any one know if this is correct and if so where do we stand now?.

Cheers broke dave, this site is the bees knees will keep u all posted as regards my progress;)

Thanks a lot Michael, this is great news,glad to know I was right for once. must admit I am rather nervous about taking on the big boys, but I can see from all the posts on this site that I am not alone, so let the battle commence.

Hello all, confused newbie here i am trying to claim back bank charges from lloyds on a business account. i have sent them a perlimenary letter got a response, thank you for your letter blah blah, we will contact you in a few days, which they did, with what i believe is the standard reply sorry you are not happy etc, but they say that the unfair contracts terms does not apply to business customers only to consumers. I downloaded the letter from this site which stated that it was for business not consumer. I just wanted to know if I was correct in my belief that i am still entitled to a refund of my bank charges, and if there is any one else out there who is trying to reclaim business bank charges, Also if i am right in saying that the fact that i have since closed that particular account makes no difference to my claim. hope someone can answer my questions before i make a fool of my self cheers.

just found out about this site so this is my first posting i too am trying to claim back my bank charges from lloyds only mine is on a business account. i am right in believing that i can claim back these charges even on a business account am i not?. as lloyds seem to think not, they state in their standard fob u off letter that the unfair contract terms act 1977 does not apply to me as i am a business customer.