Hi Robbie, well done on winning your claim against A&L. I have just receievd an offer which is for all Unpaid Cheques, DD and SO's less £12 for each one!! They have not taken into account all the other charges as a result, like Monthly Overdrawn fees, Daily Overdrawn fees etc etc. My total claim was for £8460 and they have offered £3800, any advice on what i should do please? By the way, the letter states that is NOT the policy of A&L to close accounts............however I have opened a parachute account with the nationwide just oin case. Regards Phil