many thanks. I'll try to stuck it into Barclays stuff again.

Many thanks for your reply, Mrsfoot. I tried to post a message in the Barclays thread, but I got the error message below. nhunter, you do not have permission to access this page. This could be due to one of several reasons: Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system? If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation. I need, in light of the recent court development to urgently get advice about how to proceed. I very much want to get the money back, as I have a new baby to consider, and this could make the difference between a new house or not. However, I also have (with their deadline imminent), several things to consider: 1) What happens if the court again rules in favour of the banks? 2) Do I have to pay costs if I loose, if Barclays contests? 3) I have yet to consult a solicitor (as all advice i have recieved is to the contrary, and I havee no way of being able to afford one). 4) Does the ruling set a precident? 5) Are Barclays more likely to contest as a result of this ruling? etc. How can I get this message into the Barclays message? Many thanks

Hi guys - need some quick advice. I'm getting really concerned. Following the advice from the BBC website, I filled in their template to claim £1,875 from 6 years of Barclays charges back in December. I was offered £950 from Barclays, and turned it down. I was not unduly concerned when I paid £150 to take them to court, and have filed the papers. Barclays are contesting it all, and have till the 28th to reply. However I saw on the bbc website today a court has ruled in favour of Lloyds, rather than someone claiming a sum. I have not yet even consulted a lawyer, as I thought that the banks had not yet gone to court. Does this now put me in a bad position? Should I write to my bank accepting the £950? This is a long time since their deadine ran out. The last thing i want to actually do is take Barclays to court. What do you guys recommend? Am quite scared!