hello a bit complicated but ill try my best. council say they overpaid my wife HB/CTB and we appealed.it worked out that yes there was an overpayment but in the tribunal it was noted that she was not actually the main claimant (i was) and so all rent and council tax paid over the last 4 years was paid in error and that my original claim of 4 years ago had never been awarded on. the upshot of this is that as it was an official error that i could not have known or contributed to , that it was not reclaimable by the council , this resulted in the council not being able to take back the rent of the last 4 years and also having to pay it all again, leaving our rent account some 14k in credit. however, the council HAVE taken back all monies paid in mistake from my council tax account and left us with a liability notice of just over 2k , about £1100 is from this years bill which as i am no longer claiming benefits is not the problem , the problem is that the remainder which the tribunal said could not be reclaimed by the council , HAS been automatically by bthem and has been added to the liability order. complicated i know , but would anyone know where i stand on disputed amounts once a liability notice has been served ?, i only have 7 days now to get my employment ,etc details to them and could afford to pay the current years bill monthly over a year but dont want to enter into an agreement to pay anything that is not owed , and have the council acted illegally in taking back the council tax that was originally owed even though the tribunal found in our favour? thanks in advance for any replies.

deleted-sorry wrong thread

bump anyone?

hello my wife has incurred charges from abbey of over £350 from a £2.00 overspend on her electron card, now as this has just been via way of charges adding up each month and not actual cash being taken from the account (never anything in there) , we have just left this assuming that abbey wouldn't actually do anything seeing as so many peope are claiming back these charges. however we have now received a letter from debt management and recovery services ltd requesting immediate settlement. my wife called them and they said that they have brought the debt from abbey and that we now owe them the money, can anybody please advise on whether this debt is enforceable by the collection agency as this debt was brought about by unenforceable penalty charges and should i just writeback to them stating this or should i just start the process of claiming back these charges with abbey and tell the debt collector that this is being dealt with through the courts and to get lost ( if i can). i also noticed that the letter was headed , default of payment ,will this now be affecting my credit report and if so what can i do about this. any help appreciated on what to do next , thanks. lee