Going to try for the Bank of Scotland Account first I think then will find a good draft letter to send re charges. So let me get this straight! In Scotland can you claim for the full 6 years? AND My charges will surely be over the £1500 mark does this mean I wont get over that?

Was seriously considering moving from a Royalties account anyway so no loss there! Will check out the bank of scotland. As like many others I very rarely use the so called benefites!

I am new to here! I am reading up on reclaiming my bank charges and am in the process of finding information! Will the RBOS make me close my account? I know I will have in the £1000's of charges as I had a really bad spell a few years back so it should be worth claiming for that but I also have resulted in having a bad credit rating so won't be able to open a decent account if they make me close my royalties gold account. PLEASE HELP!:o