thanx dj i do feel better, yes ive sent them the cca request but to no avail yet.

they sent me a letter through the post addressed "to the occupier" didnt say who they were but it was an express delivery and to phone them urgently.... im actually expecting something from america and thought it could bethat so i phoned and they stated who theywere and named the vender as LO and then arranged today to come out to me to serve papers.... ive stayed in all day and they never came suprise suprise... im so scared incase they come into my home the person on the phone said when asked will they want into my house said probably not but i couldnt rule it out!!!! ive told my fiancee alll about it but this is so not fair on him.... can they come into my property?

hi all just wanted some help ruthbridge are coming to my house today they say to serve me with papers what will i do?

thanx djdave i probably will tell my fiancee, you couldnt post the link to letter template n i cant find it.... i know typical woman thanx

hi all i have no idea what to do i recieved a letter this morning off the above people telling me they are retreving the balance of £1795.36 from some time in 2002 and that tey want the balance in full, i tried ringing them and the peson i had to speak to is in a meeting, im unemployed and worried can they demand the balance in full? i have not long moved in with my fiancee and im so scared of him finding out what will i do?

hi all i have no idea what to do i recieved a letter this morning off the above people telling me they are retreving the balance of £1795.36 from some time in 2002 and that tey want the balance in full, i tried ringing them and the peson i had to speak to is in a meeting, im unemployed and worried can they demand the balance in full? i have not long moved in with my fiancee and im so scared of him finding out what will i do?