Hi Mrsouzet, if i were you i would split the claim into 2 then you can be sure it will go to the small claims, i have just had a good result from Shabbey yesterday after no communication from them for over 5 months, my claim(court date 12th June)was for nearly 7k of which £4987 was charges the rest int and £250 court fee, i was so stressed worrying wether it wouldnt get to the small claims. A very nice man rang me out of the blue yesterday from Shabbey who first informed me of Lloyds TSB,S success in court(i thought at this point i was doomed in ever getting the charges back)he then proceeded with the charges are lawfull etc,etc,etc, then he asked would i be willing to settle out of court, he offered me 5k,i refused and told him no less then 6.5k, i was apologetic that i couldnt accept any less as i had 2 little ones to support, he was actually human and said that in light of my family circumstances he would have a cheque printed in 15 minutes and i would recieve it by the weekend, gobsmacked, he was so polite and i was back, it doesnt cost anything to be nice to people and in my case its got me a settlement im so happy with and i can stop stressing about the thought of having to go and stand before a judge,believe me its not that scary when your in letter mode but when your hearing date comes its sickening, well for me it was, so now i just have to wait if the cheque doesnt arrive by Saturday he,s told me to ring him on his direct line and he,ll sort it, i dont doubt him either,as he was so, so, nice,SUCCESS AT LAST. Keep at all you Shabbey claimers your red letter day WILL come, Good Luck, Jaky:D :D :D

Hi Villafan, Many thanks for your prompt advice, i wasnt actually sure whether you actually used all of it, on reading it now i understand it a bit better i hope! Thanks again Jaky

Hi there everyone, can anyone help please!!! Ive got my court date which is the 14th of June,hopefully taking Shabby Abbey to the cleaners:p Im trying with no success to sort a court bundle out, im not grasping the example on the court bundle zip which is online, it all seems very confusing, can anyone simplify it, there seems to be alot of stuff that seems irrelavant, to be honest i havent got a clue and im beginning to panic, can anyone perhaps send me a easy version? Im not thick, honest.lol. Many thanks Jaky