Well Lloyds paid up in full and the money has been transferred to my bank account, I would just like to say thank you to the CAG and Martin Lewis for their guidance.

Apologies if this is a stupid question but with all the stress of financial worries over the past year I was wondering if somebody could answer a question for me. I have gone down the long road of taking LLoyds TSB to court and was recently told it had been transferred to my local area court, and this morning I received a letter from LLoyds solicitors that is headed, It states they are willing to credit my account the full requested ammount if I sign and complete the box at the bottom of the letter and return in a set number of days. Obviously I am overjoyed, does this now mean this has now been settled?