DavidS You will probably find that any solicitors letter you may receive is not actually from the solicitor himself. From my experience with the DCA a firm called "ARC" who used a solicitor called Trevor Munn. However Munn's address on the letter was a PO Box No which was traceable back to ARC. These DCA's seem to have an agreement with some solicitors to use their name, obvioulsy for a price. When I traced Munn's actual address I then sent all correspondence to him personaly. ARC then wrote to me asking to post ALL correspondence to them "only". It appears Mr Munn did not want all of ARC's apparent debtors contacting him personaly. Anyway I ignored ARC and continued to respond to Munn himself. Guess What ?. They gave up and left me alone. That was 2009. One thing I will say is KEEP ALL CORRESPONDENCE. Good luck and have fun with them, I certainly did.

Burt I am not of legal mind, however I did beat ARC recently. The way I see it is you were quite happy to pay them 3 months up front but they refused it. Firstly I would write to David Lloyd's asking why they would not take your 3 months upfront and why would they not let you use the gym. Ask them why you have to have a DD, ask them why they put a note at reception not to let you in. Write to ARC then stating your account is in dispute and that you have written to DL's and then wait for DL's to get back to you. In the meantime until you hear from DL's do not talk or write to ARC at all. If ARC phone you ask for the name of the caller, write it down on record then inform them your account is in dispute, END CAll. These people record everything and will try and talk you into situations advantageous to them should it go to court (very much doubt it) Keep copies of all correspondence. Do not worry Burt, I actually enjoyed tying them in knots. Keep the forum informed as things develop as it helps others that these people harrass.

Adsalaugh, I would suggest you inform ARC you are disputing your account with David Llyod's until you receive a response from Sally Hillman to letter you sent her. Once an account is in dispute ARC cannot correspond further to you until the dispute is settled. You have reasonably tried putting your concerns on cleanliness to Lloyd's but they have not responded therefore aslong as you have a copy of your letter to Hillman then I would not worry too much at all. Though as Slick says keep copies of EVERYTHING. Also as I suggested previously, write to Trevor Munn at his real address Trevor Munn LLB Solicitor, Easterly Boathouse, The Towpath, Walton-On-Thames, Surrey, KT12 2PF and ask him if it is indeed himself who represents ARC, on your letter write in Red "Strictly In Confidence". Then sit back and wait.

slick132, I would be delighted to assist in open forum, however I was concerned incase my own extensive internet searches and results left me open to legal challenges from ARC and Trevor Munn. Having said that all dealings with both the aforementioned were greatly assisted by searches and facts that can be found on the net.

adsalaugh, ARC and Trevor Munn on instuctions of David Lloyd have just cancelled their demands for £462 of me which David Lloyd in Belfast were trying to get of me for cancelling my membership. My tactics were to use recorded mail and post to Trevor Munn at his "real" address and mark it as "Strictly In Confidence". ARC did not like this at all and demanded I replyed only to them. Big mistake by ARC, I bombarded Trevor Munn with emails and letters. Infact ARC gave an instruction to their staff that only their Compliance Manager was to correspond with me. Basically I found the best approach was to bully the bullies. Also request Trevor Munn to reply personally to you by letter, you will find he never will and if you do an internet search you will find Trevor Munn has a completely different signature and letter heading on his business letters to other organisations he deals with than the signature and letter heading on the letters he sends to us in regard to court action. !! If I can be of any assistance please pm me.