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frugalwise

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Everything posted by frugalwise

  1. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Hi:) I received a letter a week ago out of the blue advising Clydesdale would supply statements !!!!!! Sure enough they have turned up, so keep up the pressure and lever them with the fact that statements are being provided. Next question. Was a current account gold. What can I claim back apart from exceeding overdraft charges? Can I for instance claim the monthly gold account fee or the exhorbitant interest. The other fee that latterly had appeared was transcation charges for internetmoney transfers etc
  3. I suspect if I become a nuisance they will close my account. I have opened an on line current account with Alliance and Leicester, with 0 interest for 12 months. Bye Bye Clydesdale, just on the gold fee and interest alone I will save £280+
  4. Hi It is £10 for each statement. Therefore in your case if you go back 6 years for current account acc you will debited to your accont for £720
  5. Just received letter Despite specific request for data they have cashed my cheque for £10 and are awaiting confirmation from myself that I will pay fro the statements prior to July 2005. Now off to phone the commissioners office to lodge a formal complaint
  6. HI Guys I am also in the queue for this. Have sent off the letter and my £10 awaiting reply. I suspect they will close my account so have opened an account with the allince and leicester with 0% interest on overdrafts for the first 12 months. Have looked back my statements and been charged £284 in the last twelve months purely on interest and their £7.50 gold account fee.
  7. I spoke with the information commissioners office. They have advised me that they no of no reason why prior to 2005 they should be applying this. they have further instructed me to write again to them requesting this information under the data protection act. I have re written using thephorums template and enclosed a cheque for £10. Will await reply and if I suspect is the same have been advised by commissioners office to advise them and then we will begin formal complaint against Clydesdale
  8. Wrote to the Clydesdale after being charged £35 for going over my limit. I also asked for a list of charges over the last six years to be provided. Heres the reply "You have also requested a note of all overdraft fees that have been applied to your account over the last six years. I am required to order a reprint of your monthly statements for the last six years and the standard fee for this is £5 per statement" Phoned them up to confirm that they wanted to charge me £360 was assred that this was the case. Pointed out Data protection act 1998, was phoned back with, yes we will supply for £10 anything from July 2005 onwards prior to that £5 a statement. Spoke with the information commissioners office, have been advised to write to them again formally requesting this information under the data protection act, have advised them of this and the need for a reply to enable me to file a complaint against them. Any suggestions would be much appreciated
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