Hi All, I have received the defence from DG Solicitors and also the request to complete the AQ so am heavily researching the sites resources to ensure I get this part right. I was just thinking though, the letter from the court attaches a notice of transfer of proceedings - it states that "the claim has been transferred to the court covering the area where the claimant lives or carries on business". But, the next paragraph "Please read the accompanying documents carefully and note that the allocation questionnaire should be returned to the Ipswich County Court" has actually been crossed out. So I presume this means the AQ needs to be sent to Northampton and if that is the case, within the point about transferring to a local court, do you think it is worth stating that I am pregnant and therefore do not want to travel, or just stick to the normal lingo? Many thanks for any replies. JLS

Thanks very much for that info.

Hi again, Can anyone provide a link for sending the charges breakdown to the courts and solicitors with a covering letter perhaps? I have seen one recently but now can't find it. Thought I would send some information off now for good measure since I sent nothing with the claim form. Thanks, JLS

Thank you both very much for your help. I feel reassured now. Have got another 4 banks to do for me and OH so hopefully it will become easier with practice. Wish I had found this site first!

Hi guys, Claim has gone wrong as I submitted by claim using MCOL but had not seen any of the guidance notes on here so the information is not clear. Then by reading all teh FAQ's I should have sent charges breakdown and other information the solicitors and courts and I haven't done that either. I have only received the ackowledgement from DG Solicitors (HSBC Bank) saying they intend to defend the claim in full. I have not received anythign else either from the court or the solicitors and now worried that there was some action I should have taken upon receiving the ackowledgement. The 28 days is up on 14-04-07 so I think I am now too late to sumbit any information at all. Any advice? Thanks

Hi all, I am a bit worried so looking for some advice please? When I first heard about the charges reclaims I was directed to another site which I had been using and have now found that they were nowhere near as useful as this site! I had sent the request for charges breakdowns, the prelim letter and LBA and have gotten to the point where I needed to file a claim with MCOL. However, that site offered no help in completing the forms. So, my form does not detail anything really. It is definitely not completed as advised on here. I have received an Acknowledgement from DG solicitors saying they intend to defend the claim (this was on 14-03-07). Well after doing some more reading this morning I am now panicking as I do not know if this is the AQ and I should have submitted some further information to the bank and the solicitors before now? Getting panicky as the 28 days is up on 14-04-07 and all they have for information is my claim with no breakdown of charges etc. Surely this means my claim will end up getting thrown out? Does the AQ come after a defence is received from the solicitors? Or is this what I received advising they would defend the claim? I am very confused! I have my breakdowns and all the letters with me so I could send off to the courts today - is it too late now? I have heard nothing from the court or solicitors since the acknowledgement. Looks like this was £120 badly spent as I did not research enough! Any help and advice greatfully received. Thank you. JLS :?

Hi there, Just posting my hello message quite a while after registering (only just got around to reading FAQ's and learning my way around) there is so much to take in!! So, unfortunately I had paid attention to another site when starting my action against my bank and I think it is all going horribly wrong now. The site doesn't offer as much help and guidance as this one but hey ho, I will get there (I hope). Fab site!!!