Sorry to clarify a little. recently left the armed forces, although mail goes to mums I am not on any council tax bills or registered as living at mums. Have nothing of value at mums either. Wondered if there is a way of registering as homeless or something this may put of bailiff. (or is this too much hassle) Am staying with girlfriend at moment but who nows how long that will last.

Hi, I have debts from when I used to live at parents house. All my letters still go there and I collect them usually every couple of weeks as I no longer live there. Am staying with a partner but am not registered as living there and get no mail sent there. Really all I am wondering is 1) Can bailiffs take my parents stuff even though I don't live there. 2) If I register myself as homeless will this stop Q1. 3) If i somehow register myself with the council as homeless, but staying somewhere will this affect my debt management plan with banks etc. Oh do you now i think my head might explode, basiccally can someone give my a way of making sure bailiffs don't end up taking my parents stuff. Any help appreciated.

Am in debt management plan for overdraft, credit card and loan as no longer have an account with lloyds. Owe them approx £6k in total. In charges they owe me approx £2k worried they might just send baillifs around instead of carrying on with agreed payment schedule. is anyone in the same boat'ish or can share knowledge / experience please.

Am sending off my LBA today following a response of thanks for complaining we'll get back to you in an age. Am a little worried though as I have agreed lower IVA / debt management payments with lloyds. What is other peoples experience, will they get arsey and call in my debts to them.