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Hello everybody, new member Does anyone know if there is a quick way of finding out if any default notices were issued against me In 2001 i had an accident which incapacitated me from working, i had 2 credit cards at the time which i could not pay. One (RBS credit card) was eventually paid off by the insurance on that card, the other (BOS Credit card) i paid off when i received compensation for the accident Both cards incured penaltys till they were paid off, and both banks closed my accounts after they were paid in full So it will be with great pleasure to reclaim the penalty charges.