I had dealings with AIC a few years ago. They are awful. I was getting p/calls constantly, somehow they managed to fid out where I woked and hassled me there too! I work on a hospital reception desk, can you imagine having them on the phone and a queue full of patients staring at you. It made me scared to answer the phone. I could never get a word in edgeways, i offered them lots of payment arrangements but they would never accept!!! In the end went to 1st credit DCA, they were great, gave me a settlement offer of £1000, debt was £2600, so i paid. Why can't AIC be like that?