hi abroadgirl many thanks for you reply i dont know when they freezed the interest on the loan they did it with my dmp about 3 years ago no i dont have the letter with me but i do have the contract for the loan can this help looking forward for your reply

hi good people i really need your please. about 3 years ago i run through difficulties i had a loan with abbey national for 7k so i called my dmp they help me after my dmp contacted abbey finaly they agreed to freeze the interest on the loan .yersterday i received a letter from debt agency asking for 11k not the 7k so i contacted my dmp they asked me to contact abbey to get their correspondance address wich is located in grafton milton keynes . i need now a template asking them for reversal bank charges . please can you advise where to get the template also is there anything else i can do to stop them for adding that whooping amount of money on the top the loan please help me...

hi ,I m full of debt i have been on DMP since septembre2006 everything its going fine with creditors except that horrible moorcroft nasty letters and aggrevation .the reason i write today i have awarded child tax credit 260 a months question do i need to let my dmp known about ityours advises are much appreciated

thanks a million mate for your help i know abslutly nothing when it comes to finance what is a SAR ?

in 1996 my house was repossed by halifax but after 6 months they sent a letter that i owned them 2k i and they want the money so i made an arrangement with them to pay them 15pound a month this being going since 1996 i dont know if this right what they are doing? after all they took my house please help