Thanks so much. I think I have got to a point were I have read so much on all of this that I now keep questioning myself. You have been a great help thanks for pointing me in the right direction.

Thanks Scott. Can you confirm if column F is the 8% that the court said that I can add? I think I will just claim the 5 year you advised . Can you advise on form 1 of the Small Claim Summons section 7 if I can put refer to the attached (spread sheet) or i I f should put in a brief explanation? Also when I do 2nd claim do I have to start from the begining with the Bank. Sorry for all the questions My brain is a little pickled with all of this. Many Thanks

HI Hope someone can help me. Im at the LBA stage so sent letter off and had no response they have until Thursday next week then need to send my Small Claim Summons which im now sweating about. I called court to send me out paper work which I have received and thought I would spend tonight filling in spread sheet re charges. This is where the fun begins. I explained to the court that my charges are for £2006 she advised that I make 2 claims one for £1500 and another for the remaining £506 however should the £1,500 include the interest at 8% so that it totals £1,500 or is it £1,500 plus the interest? Also using scottish simple spreadsheet therefore should I include column F (is this the total int at 8%). Also do I then need to complete 2 spreadsheets 1 for each claim. Also I have also went back 6 years and all letters sent to bank I stated 6 years(is this a big mistake) Not looking forward to filling in these forms either. Any help would be greatly appreciated. Thanks again

Do you think BOS will close your account? I do have another account however I also have mortgage with them.

Thanks to all that have replied. Just been reading about multiple claims in court re people being turned away now. I thought I messed up. Where do I get the court papers from if claiming £1500 and do I have to get a Solicitor? if claiming £1500 first. Also if you were successful with claim did they close your account? Thanks Again Bolo30

Hi am new to this forum. Very good. Well I think I have messed up big time with claiming back charges from BOS. I am claiming £2006 back over the 6 years. However been reading that I can only claim back £750 in scotland re small claims court. All the letters i have sent I have requested the full amount. I am at Letter before Action stage not had any reply from Repayment of charges letter. Oh no not very prof of me their probably laughing their heads off. Any advise appreciated. Bolo30 Scotland

Hi am new to this forum. Very good. Well I think I have messed up big time with claiming back charges from BOS. I am claiming £2006 back over the 6 years. However been reading that I can only claim back £750 in scotland re small claims court. All the letters i have sent I have requested the full amount. I am at Letter before Action stage not had any reply from Repayment of charges letter. Oh no not very prof of me their probably laughing their head off. Any advise appreciated. Bolo30 Scotland

Oh no help. I have £2006 of bank charges over the last six years that I am claiming back. However I am at letter before action stage after having no respone. However just remembered that I can only claim up to £750.00 however I have asked for full amount. This doesnt look good on me not very prof. Should I just pull the plu or start again. Can believe Ive been so stupid. AAARRRGGGHH

Hi new to forum. I am in the process of claiming bank charges and now sent of Letter before action. Please can anyone advise if I can use the court papers that are in the library for Scotland as I was going to sent for the Small Claims pack however noticed this is for England and Wales. Or can I approach court to issue me with them. Many Thanks Bolo30 Scotland