much appreciated its great to be around people who want to help

I have sent off a cca and SAR to find out what charges have been applied to my account as I know theres lots! just wondering what if any interest do I add to these charges please help I dont want to get this wrong and there is so much advice on different threads i am not sure what the best course of action is?

Thanks for the advice will follow and see what happens.

Hi all I sent a CCA request to additions nearly two wks ago as of today it still is not showing as delivered on royal mail web site this is the address I used Aintree Innovation Centre Netherton Bootle L30 1SW can anyone confirm this address as being the right one to use, Thanks in advance

thanks for the advice sometimes its nice to be reassured.

I have several accounts with JD Williams unfortunatly I got into difficulties paying these accounts as reccommended I sent them a CCA with the 1.00 payment I have just received letters from them saying thank you for the payment but your still in arrears should I send them another letter if so is there a template? or do I just sit tight and wait for them to default I am sure I never signed any credit agreement on any of the accounts as they were all opened over the internet in 2005, any advice or help would be very much appreciated.

I had an connect card with an additions account unfortunately due to me being not so carefull with money this account eventually went beyond my overdraft and 2yrs ago the card was retained at the cashpoint never to be seen again I have no overdraft now on this account no cheque book and no cash card although funds paid in once a month which i simply transfer the bank still takes the additions account fee although obviously it has none of the benefits I agreed to the additions account on the phone in 1999 but never signed anything does anyone think i would be able to reclaim the account fee now £11.50 back from them. Any help most welcome.

Thanks for your quick reply I just wanted to be 100% sure before I fill out MCOL.

Hi all I am just getting started with my claim against barclays I sent my LBA last monday so hopefully it will all start moving now! I have a quick question that I was hoping someone with experience could help with in all my correspondence with barclays my first charge is dated february 2001 as now we are in april it obviously goes over the 6yrs will this make a difference to my claim??? any help would be appreciated.