good day all. i sent of my cca letter to halifax, was happy waiting then i get a letter in the post all that was in the envolope was a comp slip and my £1 cheque nothing else nothing written on the comp slip. any one else had this at all?? cheers

this was all mentioned in the letter sent to them i got a call from them this afternoon, all i said to them was you are harassing me and i have complained to the TS and you have been warned any more calls and a court order will be granted the guy couldnt put the phone down quick enough pmsl

Cheers for your help i have filled the forum in as best i can, ie most of the same info that was on the first letter, and sending a copy of my driving license and a citi card statement to top it off

well i got a responce from halifax today, saying they can only remove my phone number for markerting calls and not for debt calls. which i think is balls before i got this i had contacted TS, and i will write a nasty letter back now as well.

a copy of there form is here http://www.walsingham-cars.co.uk/uploader/files/1/citi%20cards%20form%20request.doc

started the ball rolling so to speak with citi cards as i dont have all my old statements i have sent of the sar letter with the £10 attached which they signed for on the 28 march and cashed the cheque not long after. also sent the CCA letter on which they signed on the 10th April and have cashed the £1 cheque as i dont have a clue on what charges i have on the account as i have not used in in 2 years it will be interesting i today got a letter back from them about the SAR letter (this is where i need your help please) with an attached form requesting prove of id and the form ask a hell of a lot of questions about myself, ie name address the form is 4 - 5 pages long. i am happy to send 2 forms of id, do i have to fill this form out to get the information pack many thanks

the sar letter has been sent and so has a cca letter. which they have signed for. on the 30th of march. as far as im concerned no im not be hind payment if they dont send me a bill i cant pay it, sorry but im stuck in my ways i pay each bill as i get in as long as i can read it in black and white if you get me thats why i want the statements also they sent me a default letter on the 22nd march which was the first i was aware, lol and i had to have it paid by the 22 march, so i had no time to pay it, so from this letter the account is in default to them!!

they are phoning about credit card debit. thing is i have not had a statement from them for over 3 months, i have wrote them a letter asking for the statements and to confirm my corrrect address aswell

hello all please can you help me i have been having problems with halifax for a long time, phoning me at god knows what times of the day all day long, but i refuse to confirm details and demand it in witting on the 24th march i sent a harrassment letter to them which they signed for on the 30th march 2007, but im still getting phone calls where do i go from here please, many thanks

cheers as uch as im being pedantic here but with everything to hold in court it has to be 100% correct by the guide lines. correct?? then what they plan to do will not be correctly issued?? i haven't got a problem paying it, i have set up an agreement with them and asked before i start any payment i want the agreement in writing but havent sent me anything

anyone else??

cheers for the reply i have started proceedings ie the sar letter requesting all the information. the reason i asked if the have messed up is because they have asked me to pay the amount for which i have defaulted on, on the same day they sent the letter, which is an unrealistic time.

any one know cheers

can any one help me im after some advice i am having problems with Halifax. they have sent me a letter of default notice, my own fault as im refusing to pay the bill as its 400 of charges that they wont help with the account they sent the default letter dated the 22 march 2007 saying i should make payment before 22 march 2007 (thats the date on the letter) if not paid by then they will be sending to debt collectors... i have tried speaking to them but they say they are aloud to do this???? now before i send them a nasty letter can you confirm they have messed up.

hello i am after some help please regarding halifax. i had a current account which had an overdraft when i moved i also changed banks, i told halifax my new address, 6 months later i got a debt collection letter regarding this account at my new address, but never got any thing from halifax at my new address. for which i am in the middle of paying off. now i have been looking at my credit file i have found they have added a default on to my file. i sent them the first letter requesting a copy of the default etc but i am now stuck with the reply i have been sent back.... there replay "as i understand, you have found cause to complain about the Default applied to the above numbered account. if you require information regarding your account and the default that was applied, you need to make a 'data subject access request'. to do this wirite to the dsar department." help no what do i do.....