Hi First time on here, had a £200 overdraft with TSB, got to within £4 or so of limit then DD went in so not enough in to cover, got charged £36 for"insuficent funds" then because I was over overdraft they then charged me again, the two totaling over £100. To date the total charges they have applied amount to £603, needless to say the account is dead and unused. They keep threatening me with court action and have done for nearly two years but nothing recieved as yet, I wonder why (snigger snigger). Regards Paul Stretch

Hi I've never posted anything on this site before so here goes. Had overdraft of £200, unfortunatley I was within £4 or so of going over, before m wage went in, the bank then recieved a DD which would have put me over the £200 limit. Because there was insuficent funds available, (as they put it) they then charged me £36, which put me over the overdraft limit, because I was over the overdraft limit they made another charge. To cut a very long story short the charges added up to over £100 for this, and up to dat they have continued to charge this account and to date the current charges stand at £604, needless to say this account has remained inactive and no money has been paid into it for over 2 years, I do get the odd letter but they are filed for future threatened court action which they don't seem too willing to carry out, I wonder why, ha !!! Paul:eek: