Debt Collectors

The debt collectors at Direct Collections have many years of experience. Over the years we have encountered every excuse and we know how to get round them. Our debt collectors know which techniques will work on each type of individual. By applying the right amount of pressure and refusing to take no for an answer, our debt collectors will succeed where others have failed.

I wonder how they react to the doorstep letter or are they exempt from it

so do i just go ahead and send the form for the cca and see what they do from there?

You could or you could write to them and inform them that the alleged debt has not been legally assigned in accordance wit S 136 of the Law of Property Act 1925

Dell Finance CIT seemed to have sold a shed load of the alleged debts to GO DEBT. Slight problem is that CIT never sent anyone a notice that the debt was being assigned to these clowns

At first read GPB seem to be pedalling backwards at a rate of knots. Obviously you were not expected to contest anything they said or supplied

Typical Clownells BS

Full of IFS, Maybes and what they May do

James!

 

Do one mate!

 

I know Lowell's and you are the **** of the earth!

 

Why are you calling me from a withheld number?

 

(I know it is you because I called you back see).

 

No amount of, 'please ring us, we are here to help you' crap is gonna change this!

 

You can't make a silk purse out of a sow's ear!

 

Thanks for the help guys!

It would appear that Royal Irish is not foolish enough to fall for James' ploys

Quis Seperabit

James I suggest you answer sone of the question put to you about the outfit you work for before offering '"help" to anyone else. For instance why do Lowells need to use three different sets of headed paper to chase people for the same debt. Lowell Financial, Red Debt and the hilarious Hampton Legal. What is the point if not designed to intimidate.

Lowells autodialler dials upwards of a hundred numbers at a time. If anyone is foolish enough to answer them then the call is passed to one of their free call centre monkeys. If however all highly skilled professional sympathetic operators are busy helping other alleged debtors then you receive the dead line.

They have numerous numbers available including 0800 numbers and the only effective way of blocking them is by the purchase of a truecall telephone answering system

Did you ever receive any notice of assignment from the original creditor

As far as I am aware the CCJ must be granted in the jurisdiction in which you live

Do you have any other outstanding debts

You are correct

Its BCW

The only time Muckhall will see the inside of a court will be as defendants

Get in touch with your Bank immediatly. Tell them the payment was unauthorised. Under the Direct Debit Guarantee they are obliged to reverse the transaction immediatly as you did not authorise it. If you paid by debit card get it cancelled forthwith and ask the bank for a new one

Like everyone who arrived on CAG I believed all the threats that were contained in the DCA letters and WAS very worried about them. With the knowledge I picked up on CAG I soon discovered that the threats were like the heads of the people posting them EMPTY. Thanks to CAG I learnt all about the Limitation Act 1980 and in particular S5. I am also very conversant with the CCA and the CUPTR as well as the OFT Guidelines. If I had been treated with the slighteste bit of respect by the DCAs I would have probably worked with them and cleared my debts. As it was they got my back up I used the law and as a result saved myself many thousands of pounds. Im not proud of owing money but I am extremely proud of defeating greedy parasites (sorry CAGBOT alleged parasites) who prey upon people who befall hard times through many different reasons.

For that I will be eternally grateful to CAG and the many friends I made along the way, some of whom are no longer posting.

Debt and DCAs are emotional subjects and the misery that these telephone jockeys cause is immeasurable. They really serve no useful place in decent society. The original Creditor has written the debt off and claimed tax relief on it so why should a DCA make huge profits on something that they purchase for peanuts. The government should be the people trying to claim the money back and not some greedy DCA

Well I am glad to see that at long last a reasonable explanation has been forthcoming although I suspect because of some of my heated comments this post will not see the light of day.

I for one was more than confident of being able to counter anything put forward by our friends from Leeds. I too was confident that the majority of Caggers could have 'put them in their box' and saw off their feeble attempts at justifying their 'procedures'

Next thing I know all hell breaks loose, the cagbot blows a fuse, people disappear, posts disappear, I become moderated and all because of an apparent lack of information from the top.

Im sure if Bookies statements had appeared earlier a lot of nastiness could have been avoided.

There are people on CAG, long-time posters, who IMO are a waste of cyberspace and whose advice is as p*ss-poor as any of Lowest's minions,

I hope I am not classed as one of the above as the thanks I have received from so many different people I have helped along the way speaks volumes

Bookworm whilst I appreciate your two posts above. I feel that had you posted them earlier you may well have saved a lot of the problems on here. With so many posts cagbotted those remaiuning on here are not really getting a true picture of the depth of feeling in allowing Lowell to post. Simple questions that were even asked of ''James'' were deleted, not that he or she was ever going to answer them or ideed be able to justify them.

The OFT have advised DCA's etc., to treat 'Sensitive' cases fairly and in line with the MALG guidleines:

http://www.moneyadvicetrust.org/images/MALG_MHGuidelines_2007.pdf

 

.

This would be the same Lowell who persistently phoned me whilst I was waiting for a hospital to phone me concerning my wife who was undergoing treatment for cancer and would not clear the line when this was explained to them.

my son was in debt and had dealings with lowells. i must admit that as my son is ill i took over with the debt and phoned lowells. they put a password on the account so i was able to deal with them as my son was so ill. they arranged a direct debit to come from my account an amount that was very low and i thought reasonable.. they stuck to the deal and for 6 months took no more no less. the debt finished this week and a got a call from them thanking me for the regular payments.i believe they was very fair and honest and always went through me instead of worrying my son who is ill.. im just being honest about my experience

I( would love to believe you but my dealings with this shower tell me differerent. They invented imaginary payments on a Statute Barred debt that could not possibly have been made by me. Hardly strikes me as an ethical firm operating within the rules does it.

Oh dear it looks like the Cagbot has been busy again. Lowells added to the list of people we are not allowed to mention. Enjoy your pieces of silver

Thanks termi but I think this thread can stand alone

With the aid of your crutches:D

Can our Lowells spokesperson explain why they find the need to use three different types of notepaper. Firstly they issue 'threats' from Lowell Financial, when they see you dont bite they use the Red Debt notepaper in an effort to intimidate. If that fails then they stick in the Hampton Legal notepaper.

What is the purpose of these split personalities if not to intimidate