No claims have been made yet, only preliminary letter for full amount sent to RBS yesterday. The information from the court was received last week when they were telephoned for advice as to best way to claim for full amount. They advised getting a solicitor as they were no longer going to accept people doing multiple claims with the same company, ie winning £750 with RBS the starting again for aother £750 and so on.

Hi Nattie. I do mean splitting the claim into smaller claims to go through the small claims court. Don't know too much about it but from reading through seems to be for larger claims going the summary cause route, ie several claims for £1500 - winning then claiming again. It is this though that Edinburgh Sherrif Court are saying they will no longer accept as they are being inundated with claims and are struggling to cope?!!? Therefore will need a solicitor and am hoping someone will know one who can help. Thanks again

Hi all, last year I successfully reclaimed over £2k back from A&L by going through the English courts whilst living in Scotland. My friend is now taking on the RBS for over £6k and as I didn't follow the scottish system am not the best of help! She is pretty hopeless on the computer it has to be said, however she has managed to get as far as sending in the preliminary request yesterday. Apparantly Edinburgh Sherrif Court are now refusing multiple claims so that rules out splitting the claim into smaller claims so she'll need a solicitor. Anyone used a solicitor or know of one in Edinburgh who could help? Have phoned a couple but they bank with RBS so can't do it. Having read a lot of posts it looks as though RBS are paying up before sending the court action letter therfore no solicitor required? Any help appreciated thanks.