On 06/02/07 i obtained a copy of my credit report from experian - to my dismay i had discovered a default notice from vodafone. The bill was from a previous address which i stayed at in march 2000. Il left this address to go to london for a new job and by obviously my mistake i left someone with the responsibility to pay the final bill for me(which was not paid as i have jus discovered this week). Since that date i have never recieved any notification on this outstanding ammount and or why this issue was never raised until i recieved my credit report after 21/01/07. AT NO TIME DID I OR ANY OTHER PARTY RECIEVE A NOTIFICATION LETTER FOR INTENT TO ISSUE A DEFAULT NOTICE PRIOR TO THE DEFAULT BEING ADDED TO MY CREDIT HISTORY. ALSO THE DEBT WAS NEVER PASSED ON TO ANY CREDIT COLLECTION AGENTS TO COLLECT AS VODAFONE HAS INFORMED ME.(AFTER NEARLY 7 YEARS WOULD THIS NOT HAVE BEEN DONE) The account debt was from 01/03/2000 The default notice was issued on 27/07/2006 The credit file was not updated till 21/01/2007 At no time had i or any further tennents of the address recieved any information what so ever. This as quoted by the vodfone advisor could possibly be the result of vodafone having an anomoly on my personal address details. They hold a incorrect postcode for my previous address which they said could possibly have been directing mail away from my address. On discovery of this i contacted vodafone immediatly and the service advisor brought up to date my account....which i paid with immediate affect to the tune of £165. The advisor advised me that the credit reference agencies involved would be contacted and the default would be assigned as SATISFIED . However this is now causing me monumental problems getting a mortgage and my credit rate wa exemplory apart from this. i honestly think it needs removing as it is unfair the way vodafone has delt with the situation can anyone help or advise.. regards

On 06/02/07 i obtained a copy of my credit report from experian - to my dismay i had discovered a default notice from vodafone. The bill was from a previous address which i stayed at in march 2000. Il left this address to go to london for a new job and by obviously my mistake i left someone with the responsibility to pay the final bill for me(which was not paid as i have jus discovered this week). Since that date i have never recieved any notification on this outstanding ammount and or why this issue was never raised until i recieved my credit report after 21/01/07. AT NO TIME DID I OR ANY OTHER PARTY RECIEVE A NOTIFICATION LETTER FOR INTENT TO ISSUE A DEFAULT NOTICE PRIOR TO THE DEFAULT BEING ADDED TO MY CREDIT HISTORY. ALSO THE DEBT WAS NEVER PASSED ON TO ANY CREDIT COLLECTION AGENTS TO COLLECT AS VODAFONE HAS INFORMED ME.(AFTER NEARLY 7 YEARS WOULD THIS NOT HAVE BEEN DONE) The account debt was from 01/03/2000 The default notice was issued on 27/07/2006 The credit file was not updated till 21/01/2007 At no time had i or any further tennents of the address recieved any information what so ever. This as quoted by the vodfone advisor could possibly be the result of vodafone having an anomoly on my personal address details. They hold a incorrect postcode for my previous address which they said could possibly have been directing mail away from my address. On discovery of this i contacted vodafone immediatly and the service advisor brought up to date my account....which i paid with immediate affect to the tune of £165. The advisor advised me that the credit reference agencies involved would be contacted and the default would be assigned as SATISFIED . However this is now causing me monumental problems getting a mortgage and my credit rate wa exemplory apart from this. i honestly think it needs removing as it is unfair the way vodafone has delt with the situation can anyone help or advise.. regards