Hi there, Thanks for taking an interest! We both are Scottish and live in Scotland. The loan is in her name only and she lived with me while she paid off the Loan. I never got involved as she lived with me rent Free. Hope this helps??

Hi everyone, Please can you help? My ex partner has issued me with a letter from her solicitor, trying to claim that I owe her £7500 as an agreed loan that I have failed to pay her back. The real fact is we both bought into a business which failed. Now we have split, she's chasing me for cash. I live in Scotland and not sure where I stand legally. If I don't respond soon, they will issue court proceedings. Look forward to any help offered. Thanks.

Hey buddy, Many thanks for the info, seems a good starting point, do you think the letters will work for debt agencies too?

Hi everyone, Please help! To cut a very long story short, I recently got tangled up with the above group! They then took me to court for 10,000 odd pounds, which I reluctantly agreed to pay back ( should have been my ex Girl friend) I agreed to pay them back over a period of time £200 each month. They refused this telling me I had to pay it all right away!! They then put an Inhibition notice on my property!! Evently through solicitors, I manged to remortgage(cost me all my money), pay them £8500 with the provision they then lifted the Inhibition notice and removed the default status on my credit file! They removed the Inhibition notice, but so far, 3 months, have not lifted the default etc on my file. Can anyone help me, as I'm now skint, really starting to loose control and my hair!!!