Have been at this for some 2 months now- not very computer literate so hope I am doing this in the right place. Site fantastic and such a help. My problem is that I am claiming £2,800 for charges over the last 6 years (with interest it comes to about £3,700) they came back immediately with an offer of about 75% ie. £2,100 (their quick response makes me feel that they are keen to settle out of court). I could really do with the money as I have an overdraft of (funny old thing) £2,100. I am a bit scared of the whole small claims process and am wondering if it worth going back to them with a 'Without Prejudice' letter saying I will settle if they come up with the full £2,800 (although since asking for my statements they have charged me another £200 odd) I will drop taking the claim to court. Does anyone know how the test case the barrister is taking is likely to effect future claims?- if the courts say some charge is fair I could end up in about the same position - £2,100 with my claim!

Just starting out today with Barclays. Slightly confused as to if I should request all statements for my banking time with them (24 years!) or just the last six?