Thanks...yep. Already saved the Court bundle to disk.

Thanks guys. Could have sworn that I had read that link. Thanks anyway. If this goes to the courtroom, when I enter my documents would the court accept printouts from newspapers, internet newsites, other peoples cases that could be used to support the arguement. I have been doing a few searches and printed out a few articles (Bailiffs raid RBS & Judge warns banks over charges). I thought that these may be useful supporting evidence. Have I been watching to much tele:eek:

Not sure if I've missed this but I have looked around. Is there a link to thread on what charges we should be looking for when we get the SAR info back. I understand the "Paid Referral" = £30 charge. What else should I be looking for. Have the names changed over the past 6 years. help would be appreciated. Afraid i'm not very savvy when it comes to bills and stuff. They all tend to go straight in the bin (Hangs head in shame).

Okay, The SAR has gone in the post "special Delivery" complete with cheque. Should be there by 13.00hrs tomorrow. Then the 40 day countdown begins. I have also created a folder for keeping copies of the letters I send and letters I receive. I have a telephone log set up and a timeline so that I can keep track of when letters were posted and the expiry dates. I am also keeping the receipts for the special delivery costs. Can I claim these back? Still a bit nervous but also excited. Situation not helped by the fact that I have given up smoking today so a bit twitchy. I can sit back and wait now. at least it gives me plenty of time to read all this great information.

Hi, My names Craig and I'm a newbie. I have saved the FAQ's ready to print out. I have completed my Data Protection Letter complete with (member of the Consumer Action Group) next to my name. hopefully this will make them sit up and take a bit of notice. Letter will go off this week by recorded delivery. I will also open a parachute account. Let the battle commence. I will obviously need some help along the way and I will definately be keeping you all up to date on the proceedings as they occur. Thanks:rolleyes:

Hi M8, I just joined and know exactly where you are coming from. They offered me a loan...like i need another debt:o Good luck with your claim Craig (Rustmonkey)

Thanks for the welcome. From what i've seen so far it would appear that Barclays are the ones that like to play hardball, so it looks like i'm in for a rollercoaster ride:rolleyes:

Hi, My name is Craig and I have just joined the site. I am in what I believe is called the "snowball effect". I have to keep upping my overdraft limit to keep the charges down. The problem is that the charges keep coming in and to be honest, i'm at the end of my tether. I rang Barclays a couple of weeks ago and asked them if they could help me reduce my overdraft by stopping the charges. I told them that the charges were what kept tipping the balance each month and that i was in a no win situation. They told me it was my own fault and that i would have to carry the blame. I admit that yes, it is partly my fault but they are making the matter worse. there solution......take out a loan:mad: I told them politely that i didn't need more debt and that i was simply asking them to help me out of a sticky situation. I was handed across to another dept where a very snotty woman basically read me the riot act. I was told that if i persued any claim that i would be black-listed. When I tried to argue (politely) the case that people were getting money back due to the charges being excessive.....she hung up on me:o I have copied the template letter for Barclays Data Protection, so that I can get a list of charges. (i will include the cheque). After that who knows. I'll be honest and say that I'm really not very good with letters and forms and will probably be needing some help. My only concern is that it will be too stressful. I spent time off work just before xmas due to stress (work, money, etc). Any support will be grateful:D Craig