I actually never claimed for overdraft interest at all in my prelim & LBA. Should I have done? Would it be too late to add them on at this stage? Maybe I could leave out the CI and go for overdraft interest instead? (To show willingness to be reasonable, etc) What do you all think?

Thanks guys for your replies...... I have read many many threads in the past few weeks, this website is GREAT! However, there's so much information I just get soooo confused!

Hi there! This is the my first time here, hope you can help. I've received a full & final offer from RBS which doesn't include the Contractual Interest I claimed. The offer is for the full amount of the charges but that is all. The Contractual Interest I claimed was at a rate of 16.9%, which amounts to £2214.22. So could anyone please ...... tell me whether I should accept this offer or reject it? I have 2 other claims pending with RBS, so I guess my decision for this claim will effect the other 2? Thanks

Forget about the title of my first post. Was going to ask about that but then found the answers already on the forum, but couldn't change the title! Sorry.......:o

Hi everyone! I've read through a lot of material on this site which is all very very useful indeed! I'm starting the process of trying to claim back the charges from banks and credit/store cards, just like the rest of you I'm so fed up of them! Good luck to you all anyway. Thanks