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richmulch

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  1. Has anyone tried to claim a second time on the same account, while waiting for settlement on the original claim nat west made over £380 in charges on my account does anyone know if people have been successful claim twice? I dont really use the account except to pay them there loan so not bothered if they restrict my services on the account and i dont believe they can demand loan payment in full for this!! Any help appreciated
  2. Hi bean I noticed you have settled with monument at what stage did they settle im just about to do money claim online ive not really read any threads of successes with them!!
  3. all my charges are listed as either late payments or overlimit fees, i am also claiming back this credit card repayment that they kept charging me a £5 a month for and i never asked for it
  4. Has anyone actually successfully claimed all teh money back that they aree owed from Monument which is part of Barclays!! Ive seen plenty of people accept offers but no one who has got the full amount im currently chasing them for £1100 they offered £497 as final response!!!! Just about to do MCOl but would like to hear from other who have claimed back from them??
  5. Thats what i thought yes only one signature is required on the account, the claim is for £4200 and with interest maybe a little over £5k but as long as it is nelwo £5K before interest i think i should be fine? Wish theyd have settled as quick as natwest 12 days £4.5k Cheers
  6. I am not the sole signatory my ex partner still has access to the account however any money paid to her has been done and i havent been able to close it until i get these charges back should i just leave that claim out then>?
  7. Hi im just in the process of filling the MCOL as the time is up for HSBC and only had usual Colin Langdale letter saying they are looking into it etc... Im just wondering as i have made two claims with them separtley to date one for personnal and the other is for a joint account. When it comes to MCOl can i put the two claims together total £4490 as it will mean having to pay out just one fee then!!!!! Any help appreciated! Succesful claims natwest settled 1st letter £4678 Barclays £336 2nd letter Monumnet LBA sent 12-02-07
  8. No to be honest it just stated that it was full and final settlement with regards to my claim for £4379 thats it nothing regarding claiming for future claims i was suprised but i did send direct to borehamwood and chased with a call to make sure they got it, hope HSBC pull there fingure out have another £5k with them and then back to natwest wioth a closed account for about £2k
  9. Paid up sent 1st letter on 3rd Feruary gbot letter today offering £4397 from a claim of £4498 so going to accept sent my letters to Customer Relations office, Ground Floor 225 Shenley Road, Borehamwood WD6 1TE then followed it up with a call on 0845 3030456 then offer. Now for HSBC!!!
  10. what address pdolan did you state on your claim form then as Monumnt is only a trading name of Barclays bank i have put the registered address as the barclays address at the bottom of the letters?
  11. richmulch

    Interest

    Does anyone know how to calculate interest on a claim at 24.9%? im just about to fill in MCOL so need to know how to do it!!! Cheers
  12. yeah i may just put them on one claim when it comes to the MCOL they have 5 more days before i do that ive rang them to see what status is with claim usual fob off. Im 2 payments behind on my managed loan, but worse case they could take those payments off the settlement which i would have done anyhow, its becasue of all charges i had to get the loan been p[aying £300 for two years and i istill owe more than i started with, wish i could get interest back on that loan
  13. richmulch

    me v hsbc

    Hi just thought id start my own thread as im sure im going to start needing advice soon, im currentley at the LBA stage with HSBC on two claims one on my personal account for £3250 and the other on a joint account for £800. Sent my first letter to HSBC for both accounts on 17th january and like everyone else got nothing back sent my LBA on 1st February registered post which has been signed for and still nothing back so rang the Service quality Team on 08008814155 and they told me they had recieved both claims and they were being looked into!! Should i just give them till 14th which is the 14 days and then MCOL!! Also i have a managed Loan with them, does anyone know will they make me pay any money i claim and win straight off managed loan or will they just put it into current accounts?? Claimed £400 Barclaycard recieved £375 Claiming £1062 from Monumnet had offer for £498 rejected awaiting response!!!
  14. richmulch

    MBNA response

    I wrote to MBNA on 3rd January and then again with LBA on 25th got a letter on 31st saying that they would provide a full response no later than 22nd February should i call them, wait or just continue to the MCOL? Do they have the right to make me wait till this date? Help
  15. I am claiming for £662 from barclaycard they sent me an offer of £336 and i called them to find out how they came to this figure basically they worked it out based on original £24 charge minus the OFT recommendation of £12 so more or less half of the figure i claimed, i told them i would accept this as and supplied my details for them to send payment to as i have paid off the card now i cant remember if i said as part of the claim. Do i just continue ahead with rejection letter and acceptance of part of claim, and continue for the remainder of the claim
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