Hi, In the end, my Daughter filed for bankruptcy so all her creditors lost out. Regards Roger

Try Cavendish Online, saved me a small fortune and no commission to brokers etc. Cavendish Online - discount brokers with a difference

Thanks again monopoly23 Roger

Thanks Monopoly23. My main concern is similar to yours earlier on in your action, and that is preparing a defence when necessary.

Hi Guys, Sorry to but in on this posting, but my wife has a similar problem with Next/Howard Cohen. We have sent a letter based on the letter posted by Monopoly23 on 11th June, but giving them until 23rd July to provide the details requested. Its now 24th and we have received nothing. We have filed acknowledgement with MCOL for the extra 14 days to prepare the defence. We are hoping that they will follow the same line they did with Monopoly23, so that we could use the same defence provided by Laiste. Any advice would be appreciated.

Thanks for your help Bailiffchaser.

Thanks Bailiffchaser, the problem is, it appears that the bank account number shown on their giro slip will not accept internet transactions and is therefore rejected by the internet banking system and nowhere on their paperwork does it provide any other account number, nor will they provide another account number. Now to the ignorant questions, what do you mean by send a cca to Robinson Way and what exactly is a S A R. Sorry to be a pain, but I am new to this terminology. Thanks for your reply.

Hi Folks, First off, hello all I'm new and hope I'm posting in the right place. My daughter had a catalogue account and got into financial difficulty as a result, the account has been passed to Robinson Way (DCA) for collection. My daughter has written to them and phoned them on several occassions asking for a bank account number and sort code whereby she can make payments via internet banking. No joy, they just keep sending a giro slip instead of the details requested. Latest move RW have issued a County Court summons for the debt plus costs etc. My daughter wishes to defend the costs part of the action, as there really was no need for this action, all they needed to do was respond with the account number etc. I have read somewhere, that under the Credit Consumer Act section 60/61, catalogue debts cannot be recovered through a court, or any other means if there is no executed agreement. Can anyone offer any information. Any guidance would be appreciated before we fill out the response to the summons. Thanks in advance:confused: