Yes i took a look at that post and to be honest i was lost by about page 2 . .. im just not sure which spread sheet to use .. .... I was assuming because i have all the information in the documents sent by MBNA i should use CISheet 101 . It also looks quite simple to fill in and my only question is where it states interest rate what do i put here ??? Also the link you attached above has the PPI questionnaire and the Standard complaint form .. .. do i fill both these out and send them along with the spread sheet to MBNA .. .. and of course send by recorded delivery ???

I have been looking here over past months after finding some old Credit card statements from MBNA going back to 2003 . .. i did as is always stated and sent a SAR and received all information back from MBNA right up to when i defaulted on the account and the debt was sold to a debt recovery company (different story ) now am i right in assuming i should fill in all the charges into the Compound Interest Calculator V101 ..... Once done do i then send this off to MBNA and is there a standard letter i need to send with it or anything else needed ??? It was pure chance finding the statements that prompted me and late in the day i know but worth a try im sure. Any suggestions and help would be much appreciated by this thicko.