Duvdeda
-
Posts
8 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Posts posted by Duvdeda
-
-
Thanks for the reassurance. 5 or 6 'dca' before Lovells the original dcs took me to county court but I did not appear for hearing (just too scared).
CC decided against me and after I wrote to them decided on £1 (nominal payment).
The ccj was just over 10 or 11 years ago.
Since then its been moving from dca to dca.
I have maintained payments for the sake of peace.
I haven't moved home.
I am just worried what will happen if I stop paying... like violation of ccj.
-
Sorry for the delay. I have been having problems with my printer. The other side of the letters had a list of ooutfits that offer help.
I binned the originals after scanning
-
-
I didn't stop payments. It was a case of not waking up the sleeping dogs. They use 'we'll'. My payments are up to date.
-
This went to ccj around 10 or maybe a bit more years ago and since then changed hands about 5 or 6 times.
I have been making nominal payments as agreed/ordered.. by court. None have been missed.
Two weeks ago received letter saying I had missed payment and this week received letter saying bring payments up to date or we we will cancel the agreement/arrangement and go after the full amount.
-
I wish I had known about this forum earlier. better late than never.
I had an MBNA credit card and around 2008 lost job and later at some stage defaulted.
Debt changed hand and moved to a couple of DCAs and then Britannia decided to take me to court.
I was shaken and didn't appear for hearing. Had never been in any problem with the law.
Court decided against me and I wrote to court (they were very helpful) explaining my state.
Court decided a token payment of £1/week. This was in 2013.
I have maintained this ever since.
The debt changed hands again, I believe. Every so often I would receive a letter from a different outfit (think about 7 in total) asking me to contact them.
Now, Lowell say they have bought the business and have sent me an income-expenditure form.
I am both annoyed and confused as to what to do?
I have only just started getting on my feet and there is so much that the house needs due to neglect in maintenance.
I would be most grateful for guidance.
Thank you
Lowell purchased an old MBNA card debt with a +10yrs old CCJ - still paying £1PCM...
in Financial Legal Issues
Posted · Edited by Duvdeda
I have been paying the same original dca who went to CC. Original dca was Britanica. After this it went to at least 3 different outfits before going to hoist.