Hi All,

Apologies if this has been asked, I am sure it has been but I cannot see it.

I have a moneybarn HP agreement.

I am in arrears of 3 months, and they have issues a default notice (allegedly).

I am able to meet my monthly payment of £195 but they will not set up an arrangement because I can only offer them £200pm at present.

I have paid £7070.04 of my £10391 arrangement so 68% of my total arrangement.

Can they repossess? even if I pay the £200pm on the online portal so they are still getting a contractual payment?

Thanks