cjb21
-
Posts
4 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Posts posted by cjb21
-
-
fault accident , its comprehensive , think I could have explained this better,
1/ if I use hasting repairer my excess would be £400 but would very likely be written off (not wot I really want )
2/ I can use my own repairer but then they are telling me my excess will be £800 hmm so I use a cheaper repairer and I get penalised an I missing something so I will end up standing the majority ov the cost ???
3/ I just pay for repair myself with is basically wot I said in point 2
4/ so I think maybe I buy car back if wrote off and get it repaired ( they say that's not possible) tho it seems to happen all the time
5/ so hasting are attempting to steer me into a decision which only benefits themselves they are not covering me there covering themselves
-
Car repair cost amount to the approx. value of the car,
your customer service tell me they can send salvage agent to collect ( then they will valve car and negotiate a value)
how about don't be silly its going nowhere till any payment is agreed and cleared, or
2/ they can send an independent assessor out and I could then decide how I want to proceed and if he deems car a write off
it will be categorised whether I claim or not (so your devaluing my vehicle if I don't claim but an assessor come to inspect it ( sounds like a bad joke)
3/ or I can choose a repairer of my own and my excess will be doubled (so a more reasonable repair shop you will pay less towards repair I will have to pay more
seems my only option would be buy car back and get it repaired
(which shouldn't be a problem as its still roadworthy (so local fiat agent tell me)
seems that's a no go also,
where does the comprehensive come into it,
and realistically what can I do,
because you're not working within the consumer rights as your excess policy is attemption to adversely affect my descision
hastings car insurance advice required
in Motor Insurance
Posted
I don't doubt I could be repaired cheaper insurance estimate £2500 approx. ,
sorta makes you wonder how or why insurance companys want to just write cars off and impose doubling of excess to stop you using a cheaper repairer
(well they don't stop you but you'll end up paying 95% yourself)
all seem to be hidden away in the double dutch terms and conditions ,
which 100% are not following the insurance regulations, modern day [problem]mers