Hi, New to site so forgive me if covered before or posted incorrectly.

I requested a SAR from Barclaycard as I had an issue regarding a card I had with them.

they sent me today a stack of old statements, within this stack are statements that relate to an old Monument Credit card I had,

I assume they either own them or took them over?

I noticed on all the statements that I was paying a Payment Break Plan fee each month,

I have no idea what this is or why it's on,

I have had a quick scan on web and it appears similar to PPI,

question is,

can I claim a refund as mis-sold?

I didn't need/want or even realise I had, so would definitely say it was mis-sold.

But is this treated same as PPI?

If so, does anyone know how I go about complaining to get a refund? (i.e any template letters)

Who do I send it to? monument ? Barclaycard ? Does Monument still exist?

Any help would be appreciated

Many Thanks