ive never missed a payment or anything i just cant afford to keep paying intrest as will never get it paid off

i like my barclays current account thou thats where all my money goes and they insure my phone for me

whats the best way to deal with the debt without it affecting my credit rating???

both of my bank account so my current account and credit card are both with barclays

I'm 24

i have a 1 year old and am suffering with depression

I'm on universal credits

I'm nearly £6k in debt with Barclays and can not afford to pay it as they add £60 of interest every month so I'm only paying the interest off can anyone help ??