I’m a little confused to be honest so I should make contact with them, but through the post? And request the credit agreement using the template in that post?

Yeah they have got my new address, some how! Thanks for the help, I’ll go ahead and ignore them if anymore contact is made until I get a claim form. Thanks for all the help so far

I moved house last year, the debt this is for would have been about 5 years ago in a different address.

Does this mean I have to upload it again? Cheers

The original loan was with wage day advance. Here is the PDF image of it (hope I’ve done it correctly)

PDF Photos 2017-08-18.pdf

I can’t actually remember, I googled a few things and that come up, I registered on this forum though as I couldn’t get many answers from google, this site seemed the best way to get help.

Okay thank you!

So for now,

just ignore them?

Don’t do the 3 letter process?

I just don’t want a CCJ against me.

If I get a claim form through,

is it too late then,

l I get a CCJ?

Hi, just looking for some advice,

about 4/5 years ago I got in a circle of getting pay day loans to pay off other payday loans.

Long story short, I paid off most of these about 18 months ago (after they had being passed on to debt collectors)

I have since being able to buy a property with a mortgage (even know my credit still isn’t the best).

I was shocked today to get a letter to my new address from a company called Moriarty Law acting on behalf of Motormile Finance.

They state they even sent me a letter last month (which they definitely did not) this is the first one I have ever received.

I don’t even know when this loan was how much it was for, nothing.

I’m a bit confused because I owed that many company’s money a few years ago the only way to know who I exactly owed money to was from looking at my credit report and going from there, this wasn’t (and still isn’t) on there is it had completely come out the blue

. I’m just looking for some general advice before I phone them?

Someone has mentioned the three letter process, I’ve looked that up, would that work for this? Thank you for any help you can give me.