Hi Andy

Thanks for your reply.

So am I correct in presuming if this was not the case and if my payments did increase it may be a breach of contract, even if the amount was a small amount it still should not have altered.

Can the terms of a repayment mortgage contract that was a fixed rate for 5 yrs be altered during the 5 yr fixed term to a SVR?

Does a fixed rate mean the amount to pay each month would remain the same for the 5 year term and not go up or down?

Would that be a breach of contract if it's altered?

Is it lawful?

When mortgage interest is charged daily, how would that appear on a mortgage statement, each month or once a year?

Thanks