Hi there,

I was first contacted by The Zinc Group on 24/02/2017 asking me for £171.47 for their client 'CRS on behalf of Xercise 4 Less'.

I was a member of the Nottingham branch of this gym during my final year of university, and I paid the minimum of 11 monthly instalments of £9.99 between 26/10/16 and 25/08/2016.

After this point,

I had already moved away from nottingham

I just cancelled my direct debit and assumed that would be the end of it.

I now realise I made a mistake and should have notified the gym that I wanted to cancel.

Since the first email from Zinc,

I have received two others,

the first offering a reduced one-off payment of £128.60, and then another asking for the full amount around a week later. I have not yet responded to any of the emails.

Having read numerous other threads on this topic I realise I should not pay the full amount, although I do accept that I made a mistake so would be willing to pay something, just not the extortionate fee that they are demanding.

Do you have any advice as to what (if any) move I should make?

Any help would be greatly appreciated.

N.B. The address they have for me is my old uni address, so I think the only correct information they have on me is my email address.