Hello and greetings to all at CAG,

I moved eight doors down the same road (upsizing) and Hastings have upped my annual premium by £131.82.

When I queried this I was told that the underwriter (Advantage) take into consideration additional risk factors,

such as flood risk, proximity to main roads, crime levels etc, hence the increase.

I consider this increase to be out of proportion because there is no difference risk-wise to the part of the road I previously parked in.

The only difference is, in fact, one letter at the end of my postcode.

I feel I have been stung by some generalised,

presumably out-of-thin-air statistic generating at the hands of Advantage/Hastings Direct.

My partner's car insurance premium (Aviva) did not increase at all so where does the 'increased risk statistics' come from exactly?

I refute the increase entirely and don't see why I should be penalised for moving 62 yards,

same side of the road, from xxxx 2AW to xxxx 2AN.

I have written several emails to Hastings Direct and have escalated my query to a complaint;

which has decidedly fallen of deaf ears because I received the same, generalised reply regarding risk-factors.

Short of demanding a Hastings rep come to my road to see there is no difference

re: risk between location of house A to location of house B,

I've hit a brick wall. If anyone could tell me what else I could try I would be super grateful.