Thanks Barty

Your a star

So far have done all the steps nessicary and Lloyds not keen to pay up.

So have taken them to court, they have filed defence which is making me feel a bit nervous as to what the verdict is going to be.

Just received copy of Lloyds defence today so next step is to wait for a court date.

Wish me luck.

I have a letter in which Martin Orton states that Lloyds' charges exist - "in order that we can recoup our costs". This was in response to a direct request to justify their charges, and no mention was made in the letter of them being any sort of "service charge". Please PM me with either your address or your e-mail address and I will post/send this to you to include in your bundles.

Gary could you please send me this

many thanks

Hi im confused.

I have received a copy of Lloyds Defence no court date mentioned on letter.

Do I have to send a bundle now. Is it mandantry to do this as I thought the court would have sent me forms to complete or will they use the initial statement made with the claim.

Please help very confused.

Also on the bundle there is the peter mcnamara thing which says to include should I just print off the whole page or should I copy and paste it to word document then print.

Any advice would be gratefully received